The Non-Gouvernmental Organizations (NGOs) must be prepared for the possibility of random events. Their relief workers can suffer from sickness or accident. So the international NGOs face to the worldwide health care management. To cover work related injuries is not enough. Their employees and foreign voluntary workers need a complete health insurance and an emergency evacuation plan, even in a war zone. This coverage must be active anytime in the country of assignment: in private life and during the work for any type of risks.

Many times, a NGO shall subscribe a war risk insurance which provides benefits for injury resulting from an act of war. Relief workers located near a combat zone have an increased risk of being injured. It requires a full line of benefits provided by professionals with a worldwide operational presence.

Escapade insurance solution for NGO workers offers group benefits to multinational employees and voluntaries who work outside their country of citizenship. Valeo expat suits all local health care complexities. For any type of care, in emergency or not, Escapade provides expatriates with access to the highest quality local health care available.

The Valeo expat solution offers this range of benefits for NGO employees on short or long-term assignments. This NGO insurance supports the health and safety of workers. Valeo expat may provide liability protection for the NGOs.

Medical reimbursement expense benefit:

• from the first dollar
• up to 100% of costs
• with no excess or elimination period
• payment of hospital fees (medical and surgery) up to 100% of costs
• medical expenses up to 100% of costs
• prescription drugs insurance
• accidental dental treatments

Assistance and evacuation benefit:

• medical repatriation to the country of origin
• medical transportation to the most qualified hospital to treat the covered emergency

The optional benefits of Valeo expat are:

• complete dental expense benefit (treatments covered in any case)
• eye care benefit (including frames and lenses)
• maternity expense benefit (consultations, drugs and pre or post-natal care, delivery)
• life insurance
• accidental death and dismemberment
• a monthly indemnity benefit